Yeah....because he is just 24.
If he repeated this season? The cash would still be there. And who says he wants 10-12 mill to be on a team that wins 18-22 games?
A player at Monks level has to get his money when he can. He can worry about winning when he turns 30. Right now, it's about getting paid. Which it should be.
You say he can afford to defer getting paid because he's only 24. That's fine. But if he decides that he wants to stay in LA so bad that he is willing to wait and then suffers a major injury. Do you think the Lakers, or anyone else, will still be there with that big contract?