BigKen
Day to Day
I did loss control for twenty five years. Nothing scare an insurance company more than a lawsuit for fraud and extortion. Worse when the suit is for ten figures and the lawyer doesn't threaten, He files immediately. They hate paying hundreds of thousands in legal fees for a stupid lawsuit when the defense is for any attempt to get funds illegally.I am ready to lawyer up.
Tell the HOA president that you've already contracted a lawyer because you have no fence and don't appreciate being "EXTORTED". Tell him the suit is against the HOA and the individual officers of the HOA and the he should get a lawyer for his own defense.
Believe me, they ain't smart enough to see the potential for a class action suit. As soon as you get the lawyer, there will be a bunch of others willing to jump on your train and bear the cost. Your lawyer will probably ask for somewhere between 30-40%. Make him work. Negotiate his fee and make sure he gets nothing if you get nothing.