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Travelling and banking

Discussion in 'Travel Forum' started by gobucks0409, Oct 30, 2019.

  1. gobucks0409

    gobucks0409 Sucking on my titties like you wanted me

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    ouch....luckily mine was about halfway through...beginning would be impossible.
     



  2. bamagrad75

    bamagrad75 POOR people brag about fake money Supporting Member Level 3

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    I travel with only small amount of cash.

    Get yourself a debit card, plenty of them out there at no cost, tied to bank account. You can even set up separate account for this. But I'd do it such that I can transfer $$$$ into it if you need more. Make sure it is one that reimburses international transaction fees. AND, you usually get a far better exchange rate.

    Then just use ATMs to withdraw money in local currency.

    Trying to do currency exchange isn't safe or cost efficient anymore. Plus, eventually you'll run into a country, like South Africa, who won't take any wrinkled or damaged currency or any bills older than a few years.

    I always have a 2nd debit card hidden because ATMs have been known to "burp" and eat a card and you are SOL.
     
  3. bamagrad75

    bamagrad75 POOR people brag about fake money Supporting Member Level 3

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    Try not to put all your CC, 2nd debit card, photo ID cards and cash in one wallet or place.

    I split mine up in case of situation like this. And carry a copy of all your CC numbers in password protected file so you can immediately inform your CC companies.

    Sorry it happened
     
  4. bamagrad75

    bamagrad75 POOR people brag about fake money Supporting Member Level 3

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  5. gobucks0409

    gobucks0409 Sucking on my titties like you wanted me

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    This is obviously what I should have done. I actually thought about leaving a card or two in my bag, but didn't... Cause I'm a moron.
     
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  6. gobucks0409

    gobucks0409 Sucking on my titties like you wanted me

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    I use ATMs (usually just take out about €150 each time I need to).
     
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  7. bamagrad75

    bamagrad75 POOR people brag about fake money Supporting Member Level 3

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    Hey, it's live & learn. I drug $5,000 in US CASH around South Africa, half the time frantically looking for a place to exchange it, then learning they wouldn't take anything remotely crinkled (like I'm ironing my money at night), then they wouldn't take anything older than 2013, etc.

    F that. Learned to use the ATM & Mr. BG just replenishes it every time I withdraw.

    Oh, and the 2nd debit card trick...found out that when I went to the Philippines where they are notorious for unexplained "burps" that eat your card & you can't get it back for a day..which doesn't help if you are leaving the area or the country.

    Another FYI, always lock any luggage you put in an overhead bin. Heard a few horror stories of people going through other people's bags while they are sleeping & taking out stuff. I mean, who checks if someone is rifling through a bag at night?
     
  8. bamagrad75

    bamagrad75 POOR people brag about fake money Supporting Member Level 3

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    If you are looking for an international bank account, as people mentioned, HSBC is EVERYWHERE.

    I use their ATMs in almost every dern country.
     
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  9. gobucks0409

    gobucks0409 Sucking on my titties like you wanted me

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    Haven't really thought about locking an overhead, but I don't really travel with many expensive things. Always try to put my bag in the bin right in front of me, too.