BYU/Ole Miss is an upset lock of the century, Xavier is flat out garbage and it is a joke they are a 6 seed with 13 losses in an overrated conference.
I was leaning hard towards Stephen F Austin over Utah but the Utes simply lock down like no other. My only 12 over 5 is Buffalo over West Virginia, you pretty much have to pick at least one a year so this isn't a confident pick of mine.