OT: Name some things that drive you fucking nuts

[dare2be]

Back when I started my student loans, mine was 8% in the late 80s, and that was a bargain. I eventually figured out I should pay off mine early and let my wife's 5% loans ride on the minimum payments...

 

[Darkstone42]

I have a lot of debt on student loans, but the interest rates are pretty low, thankfully. The highest is just under 5%, and that's on the smallest loan.

I think the one I've almost finished paying off was 7 or 8% when I started, but it's down to a little over 2% because the loan provider rewards you for paying off extra, and I've been paying at better than twice the minimum since two years before I stopped deferring it, so I got all sorts of interest rate breaks. I'm really fortunate, though, that they have a program like that.

 

[pixburgher66]

"Of course" this would help.

Maryland Republican Suggests Taking Food Stamps From Rioters' Parents

 

[pixburgher66]

I have a lot of debt on student loans, but the interest rates are pretty low, thankfully. The highest is just under 5%, and that's on the smallest loan.

I think the one I've almost finished paying off was 7 or 8% when I started, but it's down to a little over 2% because the loan provider rewards you for paying off extra, and I've been paying at better than twice the minimum since two years before I stopped deferring it, so I got all sorts of interest rate breaks. I'm really fortunate, though, that they have a program like that.

I want to pay more...but my minimum payment on the 10 year repayment plan is $390/month, and that's a good part of my monthly pay. I'm in my first year of income earning, it's not a lot...and taking 20% of my income isn't helpful. They have the income based repayment plan thing, I really want to pay off my loans ASAP. But now I'm contemplating buying a house (screw paying $650/month for a one bedroom crappy third floor walkup in Greene County, PA) and it's impossible with that much going out in loan payments, etc. The reason I get fired up about this is because I know I'm not even in a bad spot. I'm in a slightly annoying place with them, but it's all manageable. There are a lot of people out there with the same loans and no job. Can't imagine.

 

[pixburgher66]

Back when I started my student loans, mine was 8% in the late 80s, and that was a bargain. I eventually figured out I should pay off mine early and let my wife's 5% loans ride on the minimum payments...

The 80's were a bad time for interest rates. The reason I get annoyed by mine is because the current rate is 3.86%. I graduated in 2013. That hurts.

 

[dash]

Those RESP's I've set up for my daughters are going to come in handy - I'm hoping they can finish their post-secondary studies without having to take out any student loans.

 

[pixburgher66]

Those RESP's I've set up for my daughters are going to come in handy - I'm hoping they can finish their post-secondary studies without having to take out any student loans.

My parents helped a lot. I just chose a private school. I'm not entirely sure how it works in Canada, but the way it works in the US will NOT work much longer. Whether it's the government stepping in or an alternative form of education starting up, this can't last. You can't have this many young adults coming out in substantial debt. The issue is really more with the schools. While the government may be taking advantage of the situation, the schools are gouging. If I had children right now they'd be going as cheap as possible. Start community college, make sure you know what you want to do, then go.

 

[wings-pens2166]

CDO Duty....nothing but a glorified secretary/baby-sitter.

Not only that but I must remain on board 24 hours with no TV and internet that is garbage....which all adds up to not seeing the Caps-Rags game tonight

 

[forty_three]

WOOO! We are going to get our own riots this weekend!

In fact, some protesters from Ferguson, Mo are coming to Cincy.

Who can blame them? There ain't shit to loot, errrr, "protest" in Ferguson any more.

 

[BGDave]

No, I want a job in Canada

Canada - What's the point of free healthcare if you can't get a doctors appointment?

 

[forty_three]

Texas GOP lawmaker: What is going on in Baltimore is because of too many gay marriages

Fuck Texas

 

[dash]

Texas GOP lawmaker: What is going on in Baltimore is because of too many gay marriages

Fuck Texas

What a relief, I thought for sure he was going to blame it on Bugs Bunny and other violent cartoons...

 

[sabresfaninthesouth]

Texas GOP lawmaker: What is going on in Baltimore is because of too many gay marriages

Fuck Texas

I thought it was punishment for abortions.

Or is it only hurricanes that are caused by abortion? I can't keep this shit straight.

 

[davnlaguna]

"I Feel Uncared About": Fight to Reach Venice Beach | NBC Southern California
I feel unloved by the city becuase they won't provide me an electric wheel chair to reach the ocean and I have no friends to push the one they do provide

Venice beach passes topless sunbathing proposal: 'This is an equality issue' | US news | The Guardian
However this could be nice. Unless the women in the above story takes advantage of it.

 

[forty_three]

Venice beach passes topless sunbathing proposal: 'This is an equality issue' | US news | The Guardian
However this could be nice. Unless the women in the above story takes advantage of it.

Mixed emotions about this. There are some incredibly beautiful women in So Cal. But in Venice, there are a lot of synthetic pieces. And female bodybuilders. *shudder*



So, the mother in law has been at my house one day and has already led to the destruction of one very nice skillet and my favorite wok. Seems in her world, you store all pots and pans inside the oven. So, as I was pre-heating my oven to make some pizza, I was interrupted by the melting of the rubber handles.

If only there was some sort of giant rack above the island where ALL OF THOSE THINGS ARE HANGING

 

[Comeds]

Mixed emotions about this. There are some incredibly beautiful women in So Cal. But in Venice, there are a lot of synthetic pieces. And female bodybuilders. *shudder*



So, the mother in law has been at my house one day and has already led to the destruction of one very nice skillet and my favorite wok. Seems in her world, you store all pots and pans inside the oven. So, as I was pre-heating my oven to make some pizza, I was interrupted by the melting of the rubber handles.

If only there was some sort of giant rack above the island where ALL OF THOSE THINGS ARE HANGING

I know people that do that too, I don't get it.

 

[sabresfaninthesouth]

So, the mother in law has been at my house one day and has already led to the destruction of one very nice skillet and my favorite wok. Seems in her world, you store all pots and pans inside the oven. So, as I was pre-heating my oven to make some pizza, I was interrupted by the melting of the rubber handles.

If only there was some sort of giant rack above the island where ALL OF THOSE THINGS ARE HANGING

My mother in law isn't allowed to cook in our house. She has melted every single handle off every one of her pots. Including the handles on the lids. And she doesn't even store them in the oven. Somehow she manages to melt them off while using them.

 

[dash]

Maybe it's time for 43 to store his mother-in-law in the oven?

 

[jstewismybastardson]

thankfully my mother in law doesnt destroy our cookware but the way she loads our dishwasher leaves alot to be desired!!!! MAXIMIZE CAPACITY DAMMIT!!!!

 

[BGDave]

All this talk of student loans and interest rates reminds me of the immortal bard Sir George Harrison:

If 5% appears too small, be thankful I dont take it all"

thankfully my mother in law doesnt destroy our cookware but the way she loads our dishwasher leaves alot to be desired!!!! MAXIMIZE CAPACITY DAMMIT!!!!

But does she wash the dishes before putting them into the dishwasher???