I see you, new guy...

[Automattic]

Welcome to SportsHoopla!


I can private message you a list of all the people to avoid on here. Mostly annoying Penguin fans. Who's your favorite team?

 

[Automattic]

Damn, he left. Way to go, dummies, you let the scary guy do the introductions. We're never gonna get new members if they meet me first...

 

[TOX1]

You ok bro?

 

[SLY]

good job... that kid is hideous.

 

[Automattic]

What? I thought all of this was a good sign that 'ol Auto is as normal as ever.

 

[Automattic]

good job... that kid is hideous.

Ain't that the tooth..er...truth.

 

[Automattic]

LOL I'm scaring off regulars today too...

 

[TOX1]

LOL I'm scaring off regulars today too...

Ha! I'm pretty good at that too.

 

[TOX1]

Speaking of lurkers..

On the Flyers board there is a young girl who never posts, but just reads posts and checks out everyone's profiles.

She's been doing it since the early summer.

 

[SLY]

lol, that is weird.

 

[TOX1]

lol, that is weird.

Yeah..

I want to PM her to let her know that I will cover her from you guys acting like asses towards her so she will post, but since she hasn't posted at least 100 times, I can't.

Oh well....her loss.

 

[dash]

Holy doodle, Tox's rep power is approaching his SAT scores...

 

[The Q stache]

Holy doodle, Tox's rep power is approaching his SAT scores...

Me Too!

 

[TOX1]

Holy doodle, Tox's rep power is approaching his SAT scores...

lol I'm glad you didn't say my credit score.

 

[dash]

lol I'm glad you didn't say my credit score.

lol...I thought about it, I kinda like those Free Credit Report.com jingles...

 

[davnlaguna]

lol I'm glad you didn't say my credit score.

Some one would have to neg rep you for that to happen.

 

[Big Red Said]

lol I'm glad you didn't say my credit score.

FICO SCORES:

FICO score of 700 and higher means Excellent or Very Good credit. Certain lenders offer better rates and/or discounts if you are over 720, 740, etc. Pity, their greedy loan officers might never share them with you.

FICO score from 680 to 699 means Good. Pretty much you can get a normal loan. Translating in layman terms you won't be robbed too bad.

FICO score from 620 to 679 is OK. You won't be denied but the terms are not going to be too generous. Still you are officially a nice person.

FICO score from 580 to 619 ... . Banks, brokers love you. Want to know why? That is where bad credit starts. But it is not that bad yet. They are still able to get you a loan but on their terms. Fat commissions for them, much more expensive loan for you. Chances are you will take it since you have little choice. And you'll think they your best friends.

FICO score from 500 to 580 is where the real trouble starts. Your credit is bad, period. You'll get your loan and you won't like it. But you should take it anyway, because that could be the beginning of your fresh start. Way to get away from bad credit.

FICO score of 499 and below ... . My friend, you are in serious need for help for bad credit. There is very little what can be done and while it is still possible, the terms are going to be simply too brutal. The best thing is to try to repair bad credit first - the FICO credit score can be improved!

 

[TOX1]

lol...I thought about it, I kinda like those Free Credit Report.com jingles...

I like it that the bands don't take themselves seriously when they sing em. lol

 

[TOX1]

Some one would have to neg rep you for that to happen.

Meh....it happens more than you would think.

 

[sportfan09]

fucking loons around here lol