Considering in the middle of January there were only 8 teams left that had openings for the 2013 season and they have all been filled, with a bunch of FCS schools of course, this is an extenuating circumstance for Baylor. SMU bitched out to play Montana St because they were afraid of their tough schedule. What a bunch of punk ass bitches!!!!! Baylor literally had no choice but to go FCS. Any other circumstance the schools always have a choice.
And those 3 teams that actually scheduled a 1A team, they only did it because they each already had a 1AA team on the schedule which means the needed a game to be able to count towards their bowl eligibility record. Otherwise they certainly would have filled it with 1AA teams.
None of the 5 teams that filled their schedule had a 1AA team on their schedule yet.