CameronFrye
Certifiable A-hole
And vice versa. I suspect we share a strong Libertarian streak.
As a nation, we need to move away from attempts at overly complex socialized "solutions" to "spread risk" (historically they have never worked because there are too many non-producers feeding at the trough that are dependent on overly optimistic actuarial assumptions) and back to simpler notions like personal freedom and personal responsibility.
You suspect correctly. You just happened to explain your reasoning far more eloquently than I did.