True story...in St Augustine FL a few years ago on a par 3...lake left and it was surrounding by bunkers and this one kinda flowed into the lake so water and sand met.
His ball lands in said bunker...and as we got closer there was a gator in the bunker (small compared the one in the link there...maybe 6' or so) we're playing a tournament so we were trying to figure out what to do...he thought he could just drop outside the bunker and play on...finally it was determined he could move the ball to another bunker about the same distance from the hole...we told him don't worry about that ball, just drop in another bunker and play.